, (hereafter (*Applicant") which the undersigned hereby requests and with whom or in which company the undersigned is financially interested, and for value received, the undersigned, or either of us, hereby jointly and severally guarantee the punctual payment at maturity of his, her, its, or their indebtedness together with the interest thereon as said indebtedness may bear, now, heretofore, or hereafter incurred or due, and including interest, service charges, costs and attorney fees incurred during the collection attempts of Branz as allowed by NC General Statute 6-21.2, 6-21.5, and 6-21.6 or as otherwise allowed by law in the state of proper jurisdiction. Any party that is required to enforce any provision of this agreement, and who is the prevailing party, shall have its attorney fees and costs reimbursed by reason of any suit, action, proceeding, or arbitration to enforce the terms of this contract. Branz may receive a note or notes and other evidence of indebtedness and things of value on account or as adjustment or as security for said indebtedness or any portion thereof, and the same (or the original indebtedness) may be renewed, extended, substituted, modified and/or enforced as the Seller may think advisable, all without notice to the undersigned, or any of us, and without impairing the liability under this guaranty. Procedure against the said debtor or debtors or upon any lien of other security shall not be required as a precedent to enforcing this guaranty. This guaranty may be enforced either by a single proceeding against all of the undersigned, or any proceedings against the undersigned separately, as Branz may deem advisable. The undersigned hereby jointly and severally waives notice of the acceptance of this guaranty, notice of sales and/or indebtedness incurred, notice of credit given, and of the form thereof, and notice and default, together with demand and presentment for payment as allowed by law. This guaranty is a continuing one for the payment of any and all indebtedness which the said debtor or debtors may now or hereafter owe Branz, and this agreement and guaranty shall remain in full force and effect until cancelled in writing by letter addressed to Branz and sent to it by Certified Mail with Return Receipt, showing that said certified letter had been delivered. Such cancellation shall only affect indebtedness thereafter incurred, and shall only affect the person giving such notice, and payment of the indebtedness incurred prior to receipt of said written notice shall immediately be paid by the undersigned if not paid by the said debtor or debtors. This guaranty shall be effective and shall be deemed delivered to Seller upon the signing thereof, such signing to constitute full delivery. The undersigned hereby waives the benefit of all homestead exemption laws as to both their real and personal property including the laws and constitution of the State of North Carolina to the extent as allowed by law. This guaranty shall inure to the benefit of the Seller, its successors and assigns. IN WITNESS WHEREOF, we hereunto set our hands and seals this the